Jennifer of Lansing

1 pkg cream cheese
1 can refried beans
1 jar salsa
2 cups cheese
tortilla chips
8x8 baking dish

Spread 1 package cream cheese in the bottom of an 8x8 baking dish

Spread some refried beans on top of the cream cheese

Spread some salsa on top of the refried beans

Top with shredded cheese (i use colby jack or mexican blend)

bake in oven until cheese is melted

I don't use all of the refried beans or salsa. I go by how much I like :)